Prior to giving proper advise, we need to get to know our client. An investment advisory is always based on what our client tells about his/her financial situation, general needs, and views on expected return and risk as well as investment interests.
Our advisory philosophy is based on Portfolio Theory, a scientifically based theory of how to allocate capital between asset classes (allocation) and spread the risks in these (diversification) in the best way possible. The strategic direction and long-term way of thinking lay down the foundation for a portfolio’s development over time. When we talk about the strategy, we refer to the strategic allocation, i.e. the long-term allocation between asset classes – equities, long-term rates, short-term rates – that constitutes a saving portfolio.
That an investor has a fair risk in his/her investment portfolio and understands what it means to take risk is also – and especially – important considering the concerns regarding the financial markets during the past years
How we advise our clients
An analysis of needs intends to develop a comprehensive picture of the client’s situation regarding his savings. It includes economic situation, saving needs, expectation of return, risk tolerance, investment period, existing savings portfolio, and interest/activity.
The information provided within this website is intended for background information only. The views and other information provided herein are the current views of Nordea Bank Abp as of the date of publication and are subject to change without notice. The information provided within this website is not an exhaustive description of the described product or the risks related to it, and it should not be relied on as such, nor is it a substitute for the judgement of the recipient.
The information provided within this website is not intended to constitute and does not constitute investment advice nor is the information intended as an offer or solicitation for the purchase or sale of any financial instrument. The information provided within this website has no regard to the specific investment objectives, the financial situation or particular needs of any particular recipient. Relevant and specific professional advice should always be obtained before making any investment or credit decision. It is important to note that past performance is not indicative of future results.
Nordea Bank Abp is not and does not purport to be an adviser as to legal, taxation, accounting or regulatory matters in any jurisdiction.
The information provided within this website may not be reproduced, distributed or published for any purpose without the prior written consent from Nordea Bank Abp.